There’s 24 factors that determine what you may or may not be able to qualify for. You should call a mortgage professional and they could tell you immediately.

There are programs out there where you can qualify for a mortgage even if you don’t have a job. It generally means the rate might be higher and you’d have to put more down, but it all depends on the other factors as well.

if you’d like more information, feel free to visit my website caseycasperson.com or email me

Salaam Nader,

You can get into great loan programs with 10% down. Ideally you would like to put 20% down, but 10% would suffice. And no, you can go stated regarding employment.

Talk to a mortgage broker in your area for advice regarding your specific situation. If you’re in California, let me know and I’ll have my loan consultant contact you.

Regards

Owning you first house shows that you have assets. To get any mortgage, you need to show income (stable job). You should be able to find 100% financing for a second home.
$900,000 @ 7.625% for 30 years is $6,371.