If you don’t have a prepayment penalty and good credit scores, now is a great time with rates being at this year’s lows.

If you have any other questions, or need assistance, please contact me via my website or email me directly at

I apply asap as rates are great and I would go for a 30 year fixed.

Matt

It all depends on your goals for your property, financial goals, etc. I would like to take about 30 minutes of your time talking to you about your goals, discover where you would like to be financially and go from there. Contact me via email at at your earliest conveinience and we’ll figure it all out.

Where to start…. first off, an I.O ARM at 8.1% can almost certainly be beat. In order to better answer your question, I need to ask you a few questions.

1) How long do you intend to live in this property?

2) What is the current principal amount on your loan?

3) What (roughly) are your FICO scores?

4) What are your monthly debts and income?

5) What is the rough estimated value of your home according to ?

Send me an email or IM me on YIM! and I can better assist you. I am a Mortgage Planner from California.