NicoNico asked:


I am aware that this can be done when buying out your lease, but what about when you are just paying off your loan? Oh, one more thing, we already have a pretty low interest rate; so refinancing isn’t really an option. Thanks!!

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foolish heart asked:


I have my vehicle financed through the dealership I bought it from (big mistake, never do this!) and they are not reporting it on my credit. I have never missed a payment and I pay $436.25 a month for my vehicle. Have paid it for fifteen months, never late. I really really want to get my vehicle refinanced now but cannot because I am not getting any credit for my loan with the dealership. Is there anything I can do to fix this?

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