Divagurl asked:


Should I just pay it, or ask if I can get the loan refinanced? I have been paying on the loan for 2 1/2 years. I have 2 1/2 to go….

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kungfoomastae asked:


my credit score is 590 and credit has no bad hits just extended with school loans and car pmt now…… what can I do to get a low intrest rate or good refinance rate?

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chris b asked:


The payments to high and the interest is killing me i pay like 500 in on the car all that really gets paid on the car is like 120 the rest is interest i still owe like 16000 on the car no one will refinance i just need help when im like one day late with a payment theyll call you like 10 times a day hsbc sucks dont ever get a loan through them theirs always these late charges even when ur not late thats when the calls start like 10 times a day even on sunday i just want to know if theirs a legal way to get out of the contract by the way the car doesnt even work anymore it stalls like crazy

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Tonya in TX - Duck asked:


I just saw a commercial saying if I join their credit union and transfer my car loan to them, I get a $500 Visa debit card. I’m not in it for the debit card. But if I transfer my car loan to them, am I refinancing? If I have a high interest rate now, if I change to them can I also get a better interest rate? What are the advantages and disadvantages to refinancing?

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dimplefaceddoll2002 asked:


Six months ago, I signed for a loan for my brother to get a car. He has only made two payments on the car so far, both so which have been late. He moved to another state and won’t return any of my phone calls or send any money. Is there any way out? He has terrible credit so there’s a small chance that we could refinance in his name. I do plan on getting the car back from him even if I have to call the police and say that he stole it, but what to do next? I definately can not afford to pay for it myself. If I go through a voluntary repossession, my credit (which I have worked really hard to maintain will suffer. I could sell, but probably won’t get the entire balance owed. Please help! I need some really good advice.

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mickeymouse_96 asked:


I was thinking about getting a mobile home but I had heard that a mobile home mortgage is the same as a car loan. I found a mobile home for 115,000 would that qualify for a home mortgage since it is a very high amount?

Joy