sjr07 asked:


Can i refinance my 80% loan without touching my 20%? Of course I owe more on the house than it is worth.

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john s asked:


I see it changing almost daily. What changes the rate that you can get for your home. What should i do as well?

I am getting a home and going through and have not decided on an 3-year ARM (adjustable rate mortgage), 5-year ARM or a fixed rate. Right now they are at 6.5%. with an ARM i am locked in with a rate of about .6% lower

Any suggestions? Lock-in for 30 years or do an adjustable?

Lorraine

starwarzed asked:


When you refinance your home with another mortgage company then the one you have know, who lets them know you’ve gone with another mortgage company? Are there penelties? We are in a sliding rate and are trying to get into a fixed rate. thanks!

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