kayechoate asked:


I want to refinance withoutt my husband on the loan or title were going through a divorce, he is willing to sign a quick claim deed. Can anyone offer a mortage company that will help me. I am presently stuck in an adjustable rate .

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chris b asked:


The payments to high and the interest is killing me i pay like 500 in on the car all that really gets paid on the car is like 120 the rest is interest i still owe like 16000 on the car no one will refinance i just need help when im like one day late with a payment theyll call you like 10 times a day hsbc sucks dont ever get a loan through them theirs always these late charges even when ur not late thats when the calls start like 10 times a day even on sunday i just want to know if theirs a legal way to get out of the contract by the way the car doesnt even work anymore it stalls like crazy

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lcassociate22 asked:


Im in the Mortgage business and I would like to get some advice in expanding my leads for potential clients for Refinancing their homes or If someone is interested in getting a loan approved for a house..thank you

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pink asked:


We own 2 properties but our crdt score is in the 575. However we have enough equity to refinance,.who can help me. Who can help me get a loan with a low crdt score?? And not kill me with the fees.

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David D asked:


I’ve also been performing all of the routine maintenance for the vehicle.

I want to know if I can have the primary buyer removed and myself placed as the sole buyer, without having to refinance, since I have less than a 700 credit score. The car is titled to both myself and the primary buyer, and this person wants to purchase a new vehicle. They need to be released some how from the current loan.

Any help with this is appreciated.

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dimplefaceddoll2002 asked:


Six months ago, I signed for a loan for my brother to get a car. He has only made two payments on the car so far, both so which have been late. He moved to another state and won’t return any of my phone calls or send any money. Is there any way out? He has terrible credit so there’s a small chance that we could refinance in his name. I do plan on getting the car back from him even if I have to call the police and say that he stole it, but what to do next? I definately can not afford to pay for it myself. If I go through a voluntary repossession, my credit (which I have worked really hard to maintain will suffer. I could sell, but probably won’t get the entire balance owed. Please help! I need some really good advice.

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brownsugar1961 asked:


My husband’s middle credit score is 599 and mine is 587. We bought a house in Nov 2006. It’s an ARM 80/20 loan which means our payment will go up in Nov 2008. We both have a lot of charge offs and collections from previous divorces but, we have paid some off and we are working to pay off the othres. We both have been told that when refinancing they only look at the last two years. Is this true? We have heard so many different stories from lenders and we are really confused right now. Is it impossible to refinace with scores this low. What we don’t understand is we have paid the mortgage on time every month and also our car payment but it don’t seem to help any. What can we do?? Please advise us both.

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Lindsey asked:


Example: I buy home for $500,000 on an interest-only bridge loan (owner financing) for a period of 3 years (have to get it financed by another lender at end of 3 years), and have $60,000 to put down on the refinance at the end of 3 years. This leaves $440,000 to get financed after 3 years. If the house is appraised at $540,000 at that time, does the bank look at it like they are really approving me for financing in the amount of $300,000 rather than $440,000 since I have $140,000 in equity?

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Sandra asked:


We got approved for a loan w/ 100% fianncing but the payments are high due to PMI. Our price is about $15K less than the home value, thus we should have some “instant equity”. We are just wondering how soon we could refinance in order to have lower payments? There is no pre-payment penalty on our current loan, but since we do not have our own money invested yet, we are wondering if we’d be able ro refinance soon?

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DB in TP asked:


Just would like a sense of the range of refi costs I should expect.

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